Risk Warning

Before you make any investment in the Financial Wealth Investment portfolio, you should identify exactly what you want your investment to achieve and what level of risk you are willing to take on the investment.

Investors particularly should consider whether to obtain personal advice from a financial adviser or financial planner as to the investments you intend to make in the scheme and also whether the scheme is suitable for your personal financial situation, needs and investment objectives.

Please also note the Responsible Entity has the discretion to change the Strategy Portfolios available and the mandate for the Strategy Portfolio from time to time.

GENERAL RISK

Risk is inherent in every investment decision, therefore it is important to understand the relationship between risks and expected return prior to making such a decision.

In general the higher the risk associated with an investment the higher the expected return is on the investment.

SECTOR RISK

Sector risks include but are not limited to demand for the type of product or service a company produces or provides, commodity prices, the economic cycle of industry, shifts in consumer demands, lifestyle changes or advances in technology.

CONCENTRATION RISK

You have the flexibility to choose your Strategy Portfolios as you see fit. The Strategy Portfolios may be exposed to investments that are highly correlated as among the Strategy Portfolios you choose.

COUNTERPARTY RISK

This risk is that a counterparty to a given agreement made with the Responsible Entity may not meet its contractual obligations. Obviously, this risk can be managed by choosing to deal with counterparties with superior risk profiles but neither the Responsible Entity nor its agents can independently verify the risk of dealing with those counterparties nor will they guarantee their performance.

SCHEME RISK

There are risks particular to investing in the scheme including that the scheme could be terminated, fees and charges could change, the Responsible Entity could be changed, Investment Managers of Strategy Portfolios offered by the scheme may be changed and those Strategy Portfolios could be closed or changed. There are risks in the proper monitoring of Investment Managers (to ensure portfolio directions are consistent with the Strategy Portfolios investment objectives) and in executing transactions and holding the schemes assets.

Indemnity

Other than any responsibilities implied by law which cannot be excluded, you agree to indemnify and hold Financial Wealth Investment Management, its affiliates, staff, employees, and agents harmless from any claim or demand, including reasonable legal fees, whatsoever arising out of or referable to material on this website or to any linked third party material, whether in contract, tort including negligence, statute or otherwise.

You expressly understand and agree that your use of the service is at your sole risk and that this website is provided on an "as is" and "as available" basis.